First Franklin

First Franklin is a trusted name when it comes to subprime loans. A major home mortgage lender, First Franklin Financial Corp. is owned by Merril Lynch and National City Corp. Founded in 1981, the company has three decades of experience, ranking as the United States’ fifth largest subprime lender. It now offers services and collects payments through Home Loan Services, Inc. It remains to be one of the United States’ largest mortgage lenders, with loan originations amounting to $2- billion annually. Specializing in wholesale mortgage banking, First Franklin offers its wide range of services through the expertise of 27,000 independent mortgage brokers. Part of its services includes offering FHA Loans and Reverse Mortgages.

The company remains up to date with its services my matching it with Guidemark BRS incorporated into a CRM System in 2003. With this change First Franklin had managed to profile 90% of its customers for account executives. It is for these reasons that JohnHart Company, an expert short selling real estate company, has partnered with First Franklin.

JohnHart is comprised of experienced real estate agents who have long worked with homeowners, and even lenders such as First Franklin. Homeowners can prevent foreclosures and avoid damage to credit ratings with the assistance of our expert real estate agents. Avoid incoming foreclosures with the help of our real estate agents. Call us at 1-888-550-4440 and we’ll make sure you’ll meet your desired results. Our experts at short sales are always ready to provide you with realistic solutions to help you get back on your feet.

Having worked on over

500 short sales

we have experience with just about every lender! Below is a list of the lenders we work with most frequently, but if you don't see your lender do not worry, just give us a call.


We're here to help!

A Few Reasons Why JohnHart Is The Right Answer For Your Short Sale

Relocation Money

RELOCATION MONEY: (Shown on our "Success Cases" page as the "Total cash our short sale clients have receive")

Keep You Secure

We can keep you in your property for a long time, and during this period of time you do not have to make payments on your mortgage!*

Typically in a short sale the sellers receive no money, as they owe more than the property is worth; however one of the reasons people come to JohnHart is because WE ARE EXPERTS AT GETTING RELOCATION CASH! Sometimes as much as $30,000.00 can be negotiated from the bank as an incentive through the short sale process!

We Do The Heavy Lifting

We will handle everything for you, making this process as safe, seamless, and painless as possible!

No Cost to You

And this is all at no cost to you! ALL of our fees are paid by the lender, and at the onset of the process we will even sign an agreement with you stating that you are responsible for $0.00 arising from this process!